What Jobs Result in the Most Injuries?
Workplace injuries are an unfortunate reality for many Americans. While safety measures have improved over the years, accidents still happen. Some jobs, such as construction or manufacturing, are inherently riskier than others, making employees in these fields more susceptible to on-the-job injuries. Fortunately, workers' compensation insurance provides a safety net for those injured while working. This system is designed to cover medical expenses and lost wages, but navigating the claims process can be complex and overwhelming. That's where workers' compensation attorneys come in. With their expertise, injured workers can focus on recovery while their legal team handles the complexities of the claims process. The expert Florida workers’ compensation lawyers at Werner, Hoffman, Greig & Garcia are here to help you get the compensation you need to recover from your workplace injury. To schedule a free consultation, call us at (800) 320-HELP or contact us online. Jobs with the Highest Injury Rates According to the Bureau of Labor Statistics, certain industries and occupations have significantly higher rates of workplace injuries and fatalities than other jobs. The jobs with the most injuries include: Construction jobs encompass a multitude of hazardous roles. Roofers, for example, work at heights, are exposed to weather conditions,...
The Impact of Pre-Existing Conditions on a Workers’ Compensation Claim
An injury at work can be a stressful and disruptive experience. Medical bills pile up, lost wages strain your finances, and recovering from an injury takes time. If you have a pre-existing condition, you might worry that it disqualifies you from receiving workers' compensation benefits. The good news is that a pre-existing condition doesn't automatically bar you from compensation. However, it can add complexity to an already stressful process. At Werner, Hoffman, Greig & Garcia, our team of workers’ compensation attorneys is committed to using our skills and experience to help you secure the benefits you deserve. Give us a call at (800) 320-HELP or contact us online to schedule a free consultation. Workers’ Compensation 101 Workers' compensation is a system that provides financial benefits to employees who are injured or become ill because of their job. It typically covers medical bills, lost wages due to injury or illness, and rehabilitation costs. If you're hurt on the job, you report the injury to your employer and seek medical attention. The employer's insurance company will review your claim and determine your eligibility for benefits. Workers' compensation is crucial for injured workers, making sure you get the medical care you need and...
Workers’ Compensation for Remote and Telecommuting Employees
The rise of remote work has transformed the traditional workplace landscape. But what happens if you get injured while working from home? Many remote workers face injuries or illnesses caused by their jobs but aren’t sure what options they have. If you suffer an injury or illness as a result of your work, you deserve fair compensation. An experienced workers’ compensation lawyer like the team at Werner, Hoffman, Greig & Garcia can help you pursue a successful claim. Schedule a free consultation with us by calling (800) 320-HELP or contact us online. Workers’ Compensation Basics Workers' compensation is a type of insurance that provides financial protection to employees who get injured or become sick because of their jobs. It’s mandatory for most employers to carry workers’ compensation insurance for their employees. In exchange for providing this coverage, employers generally get immunity from personal injury lawsuits by employees for negligence related to the work-related injury or illness. What Does Workers’ Compensation Cover? Workers' compensation covers medical expenses, lost wages, and other benefits for employees injured on the job. Here's a breakdown of the main benefits: Medical care: Workers' comp pays for all necessary medical treatment related to the work-related injury or...
5 Common Workplace Injuries You Can Receive Compensation For
Workplace injuries are common nationwide, affecting nearly 3 million workers every year. From minor scrapes and sprains to broken bones and worse, these workplace injuries can vary in intensity. No matter how serious your injury, you may be entitled to worker’s compensation, benefits that can help when you’re wounded on the job. It’s important to understand your rights when pursuing a worker’s compensation claim, and the expert legal team at Werner, Hoffman, Greig & Garcia is here to help. The Basics of Workers’ Compensation Worker’s compensation is a state-mandated insurance program that provides financial benefits or medical care to employees who are injured as a direct result of their job. The purpose of worker’s compensation is to make sure that injured workers have access to medical care and lost wages. Employers are required to carry this insurance and are not allowed to push any of the costs off onto their workers. Eligibility criteria To be eligible for worker’s compensation, a worker must suffer from a job-related illness or injury. One key detail: you’re eligible for worker’s compensation whether you were technically at fault or not. As long as you were injured while performing your job duties, and the injury was...
What is an Independent Medical Examination for Workers’ Compensation?
If you’ve been injured on the job, one of your best options is utilizing workers’ compensation benefits to cover your medical bills and lost wages. Over the course of the claims process, you may find yourself required to take an independent medical examination. A workers' compensation attorney can help walk you through all the steps necessary to receive full and fair compensation. To learn more, please contact us online or at (800) 320-HELP. Workers’ Compensation Basics Workers’ compensation is a type of insurance designed to keep injured workers financially protected. Workers’ comp benefits include medical coverage, wage replacement, disability benefits, vocational rehabilitation, and death benefits Workers’ compensation insurance is paid for by your employer, and most companies are required to carry it If you are injured at work or because of work, you are eligible If your benefits are denied, you can appeal What is an Independent Medical Examination? An independent medical examination, or IME, is “an objective evaluation of the injured employee’s medical condition.” You may think “independent” means neutral, but that’s not necessarily the case–according to Florida law, the independent medical examiner is selected by your employer or their insurance carrier. When is an IME ordered? An IME...
What Does a Workers’ Compensation Attorney Do?
When you’re injured on the job, the first thing on your mind is getting that injury treated. Unfortunately, your workplace accident may be the beginning of a complicated and frustrating legal battle. Workers’ compensation is crucial for injured workers, but the legal framework is difficult to navigate. An experienced workers’ compensation attorney can help you file a successful claim and, if necessary, defend it. How Does Workers’ Compensation Work? Workers’ compensation is a type of insurance that protects injured workers from medical bills and wage losses. It helps you get your injury treated and take time to recover, without suffering from financial ruin as a result. Workers’ comp benefits include: Medical bills Lost wages Disability benefits Death benefits All employers in Florida with four or more employees are required to carry workers’ compensation insurance. Filing a Claim It’s usually pretty straightforward to file a workers’ compensation claim. You report your injury to your employer You receive medical treatment Your employer reports the injury to their insurance provider The insurance company provides the benefits you deserve This may sound simple, and it can be–if everything goes exactly right. Unfortunately, that doesn’t always happen. That’s when you get in touch with a...
Common Causes of Work Injuries
Every year, millions of Americans suffer work-related injuries ranging from minor cuts and bruises to debilitating disabilities. These injuries can cause immense physical and emotional suffering, and medical bills and lost wages can cause huge financial burdens. If you've been injured on the job, you deserve compensation for the financial strain it puts you through. Working with a work injury lawyer can help you navigate the complexities of the legal system, protect your rights, and receive the compensation you deserve. Types of Workplace Injury There are four main categories for causes of workplace injuries they are usually divided into, which are : Slips, trips, and falls Overexertion and bodily reaction Exposure to harmful substances or events Contact with objects and environment Slips, Trips, and Falls Slips, trips, and falls are extremely common types of workplace injuries, particularly in offices. Falling over in the office place is especially common, being about two times as likely to happen than in other working environments. They can be caused by environmental hazards such as uneven surfaces, poor lighting, spills, or cluttered walkways. Falls are common causes of work injuries, such as sprains, broken bones, or traumatic brain injuries. Slipping and falling is one of the...
Workers’ Compensation Claim for a Broken Back
From picking up heavy objects to sitting at a desk, the modern workplace presents many risks for workers’ back health. These injuries can be costly and debilitating, leaving workers with pain, physical impairment, lost wages, and expensive medical bills. Luckily, workers’ compensation claims for back injuries can help injured workers stay financially stable after their injuries. The Basics of Workers’ Compensation Workers’ compensation is a type of insurance designed to protect the finances of injured workers. It’s paid for by your employer, and it’s required by law for most businesses with employees. Workers’ comp is a no-fault system, meaning it doesn’t matter if you or your employer caused the accident. This makes it easy to recover basic compensation in the event of an injury, but it also makes it more complicated to pursue a larger claim. How To File a Workers’ Comp Claim Workers’ compensation is usually pretty straightforward: you report your injury to your employer, they report it to their insurance provider, and you get paid. If your claim is disputed, things get a little trickier. To recover the compensation you deserve, you may have to file an appeal through the court system. Back Injuries in the Workplace Back...
Workers Compensation FAQ
FAQ about Workers Compensation Getting injured on the job is a stressful experience. Besides a painful accident and a difficult recovery, you may have to worry about medical bills, lost wages, and other financial burdens. Workers compensation can help you get by financially while receiving the medical care you need, but navigating the complex rules and regulations can be daunting. Here’s a quick guide to some of the most frequently asked questions about workers’ compensation. What is workers’ compensation? Worker’s compensation is a no-fault insurance system designed to protect injured workers and their families. Regardless of who caused the injury, employers are required to carry insurance that covers medical expenses, lost wages, and other benefits for work-related injuries and illnesses. This system ensures you receive the support you deserve without the need to sue your employer. Eligibility and Coverage Who is eligible for worker's compensation? Most employees in Florida are covered by worker's compensation, regardless of their job title or salary. Exceptions may include independent contractors, certain public employees, and volunteers. Independent contractors may be eligible for worker's compensation under specific circumstances, such as performing work under the direct supervision and control of the employer. Certain public employees may have...
Appealing a Workers’ Compensation Denial
When you’ve been injured on the job, it’s not just your body that’s damaged. Medical bills and lost wages can harm your financial health too. In Florida, the workers' compensation system is there to help. Unfortunately, only about half of all workers’ comp claims are approved. What do you do if your claim is denied? What is Workers Compensation Insurance Workers’ compensation is a type of insurance designed to protect injured workers. Let’s run through the basics of workers’ comp: Most employers are required to have workers’ compensation coverage Workers’ comp will usually cover your medical bills and 2/3rds of lost wages It’s a no-fault system, it doesn’t matter if the accident was caused by you or your employer If you’re injured on the job, it’s very easy to receive compensation, but you probably can’t sue your employer To receive workers’ comp benefits, report your injury to your employer and they’ll report it to their worker’s compensation insurance carrier What if I’m Denied Fair Compensation? Unfortunately, employers and their insurance companies have a lot of reasons they might want to offer you an unfairly low settlement or deny compensation altogether. What do you do if this happens? Don’t panic–you can...
