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Overwhelmed by Debt? Our Bankruptcy Team Helps You Get a Fresh Start.

When debt grows beyond what you can manage, it can take over your life and make you feel like there's no way you can ever get ahead. We help people across Florida break free from their debt prison. Our team guides you through the bankruptcy process with clarity and care. We help you break free, get that fresh financial start, and move toward a financially stable future.
Getting reliable answers from a Florida bankruptcy law firm means:

Free consultation — safely ask questions, know your options, make the best choice.

Fast action on your case— we move quickly so you can move forward.

Having a true partner — our lawyers guide you step by step. You are a person, not a case number.

“Debt has a habit of growing quickly. It can even cause us to resent ourselves for the ‘dumb’ decisions we made with money in the past. We find ourselves thinking, ‘if only I knew back then what I know now, I’d never be in this situation. Except I didn’t, and now I feel completely stuck.’ If this situation sounds familiar, bankruptcy could be exactly what you need to give you the fresh financial start you need. At Werner, Hoffman, Greig & Garcia, our job is to guide you, explain how a Chapter 7 or Chapter 13 would work in your situation, and take concrete steps toward a fresh financial start, so you can begin to regain control and rebuild your life.”

Anthony Akil
Anthony Akil
Bankruptcy Attorney at Werner, Hoffman, Greig & Garcia

We Find the Right Bankruptcy Path for You

Bankruptcy is more than a tool to fix your finances; it is a Constitutional right. Even the Framers recognized the need to give honest but unfortunate debtors a fresh start. At WHG BK, our bankruptcy lawyers help people in Florida with two main types of bankruptcy: Chapter 7 and Chapter 13. Which path is right for you depends on your income, your expenses, and your assets.

Constitutional right Chapter 7 and Chapter 13

How a Florida Bankruptcy Attorney Helps You Start Over

Bankruptcy not only gives you room to breathe, but it also creates space to get your life back on track.

When you work with a Florida bankruptcy lawyer, you gain support at every stage of the process. Here’s what that can look like:

  • Debt Relief: Filing for bankruptcy can eliminate many of your debts, freeing you from the constant pressure of bills and collections.

  • Protection From Creditors: You have to file to receive the protection. Once we file, an “automatic stay” goes into effect. This pauses collection efforts, foreclosures, pending judgments, and garnishments, and forces them to be resolved by the bankruptcy court.

  • A Clear Path Forward: Bankruptcy helps you organize your finances and plan for the future.

    Bankruptcy lets you finally start living again, not just surviving debt.

How to Get Started With Your Florida Bankruptcy Case

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1. Fill Out Our Online Form

Act quickly so we can listen to your situation and let you know how bankruptcy works for you.

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2. Free Case Review

We’ll schedule a no-obligation consultation to review your options and show you exactly which financial documents, like pay stubs and bills, you’ll need to get started.

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3. We Devise a Strategy

We ensure you address all the pre-filing requirements, help you choose the right Chapter, file the petition, and stand by your side until your debts are discharged.

It Only Takes 90 Seconds to Get a Free Consultation

Who Can File for Bankruptcy?

The truth is, most people struggling with debt have options.

Bankruptcy isn’t just for big businesses or extreme cases. It’s designed to help everyday individuals and families regain control of their finances.

  • Individuals and Families: Most people choose between Chapter 7 or Chapter 13. Chapter 7 requires a “means test” based on income, but Chapter 13 is available to almost anyone who needs a repayment plan.
  • Don’t Guess Your Eligibility: Bankruptcy rules can be confusing, and you may qualify even if you think you don’t.
  • Your Next Step: The only way to know for sure is to speak with a Florida bankruptcy lawyer.

If debt is weighing you down, you likely have a way forward. Let’s explore it together.

Reach out to Werner, Hoffman, Greig & Garcia at 561-786-6185 or use our online form to start a conversation about your case.


We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

Debt Doesn’t Have to Define You

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