Rideshare services such as Uber and Lyft are a popular way to travel around the area. However, accidents involving these vehicles can leave passengers, pedestrians, and other drivers with serious injuries and mounting medical expenses. When a rideshare crash disrupts your life, you need to know your legal options in order to protect your future.
After Uber/Lyft/rideshare accidents in Coral Gables, you should speak with an attorney to make a meaningful difference in your case. At Werner, Hoffman, Greig & Garcia, we represent injured clients on a contingency fee basis, meaning you pay us nothing unless we secure compensation for you.
Understanding which insurance policy applies after an Uber or Lyft collision in Coral Gables requires a careful review of the rideshare driver’s status at the time of the crash. Florida Statute § 627.748 sets specific insurance requirements for transportation network companies based on whether the driver was transporting a passenger, waiting for a request, or was offline.
When a driver has accepted a trip and a passenger is in the vehicle, rideshare companies such as Uber and Lyft must carry up to $1 million in liability coverage. If the driver was logged in but had not yet accepted a request, a lower level of coverage applies. If the driver was logged out, their personal auto insurance governs the claim. Other drivers, vehicle manufacturers, and even local governments can also bear partial responsibility in some collisions.
After a collision involving an Uber, Lyft, or other rideshare vehicle in Coral Gables, you must take the right steps to protect your right to recover compensation. You should call 911 immediately and seek medical attention, even if your injuries feel minor. Some conditions, including internal trauma and soft tissue damage, may not become apparent for hours or days.
You should also document as much as you can at the scene. Photograph the vehicles, road conditions, and any visible injuries. Gather witness contact information and note the driver’s name, vehicle details, and trip data from the app. Crashes near busy corridors such as Miracle Mile or Ponce de Leon Boulevard may have surveillance footage from nearby businesses. Avoid giving a recorded statement to any insurance company before consulting an attorney, as adjusters are trained to minimize payouts.
Victims of rideshare collisions can seek a range of financial damages depending on the nature and severity of their injuries. Economic damages can cover medical bills, emergency care, rehabilitation, lost wages, and diminished future earning capacity.
You can also pursue non-economic damages for pain and suffering, emotional distress, and the lasting impact on your quality of life. Under Florida law, you have two years from the date of your accident to file a personal injury claim. Our Coral Gables rideshare crash team works to document every loss tied to your Uber or Lyft accident so nothing is overlooked.
Yes. As a passenger, you were not responsible for the collision. After a Lyft or Uber crash in Coral Gables, you may be entitled to compensation through the rideshare company’s insurance policy, the at-fault driver’s coverage, or both.
If a third-party driver were at fault, their insurance would be the primary source of recovery. In some cases, multiple parties share liability, and a thorough investigation is the best way to identify all available coverage.
After Uber/Lyft/rideshare accidents in Coral Gables, you do not have to face the insurance companies alone. The attorneys at Werner, Hoffman, Greig & Garcia are ready to fight for the full compensation you deserve while guiding you through every step of the process. You pay nothing unless we win. Contact us today to schedule your free consultation.
