How Does Insurance Work in a Multi-Car Accident?
Living through a car accident is stressful enough. Dealing with painful injuries and unexpected bills is frustrating, and when it comes to multi-car pile-ups, the confusion can multiply quickly. One of the most significant challenges you'll face is navigating the complexities of insurance. With multiple insurance providers all looking out for their bottom line, it can seem like nobody is on your side. You don’t have to go through this alone. The team of experienced car accident attorneys at Werner, Hoffman, Garcia & Greig are ready to negotiate with insurance companies, defend your rights, and secure the compensation you need to move on with your life. Get in touch with the team at WHG at (800) 320-HELP or contact us online. The Basics of Multi-Car Accident Insurance The foundation of insurance handling in multi-car accidents lies in your state's fault determination system. There are two main categories: At-Fault: In these states, the insurance company of the driver deemed responsible for the auto accident covers the damages of others involved. This system relies heavily on evidence to pinpoint fault. No-Fault: Here, your own insurance (often known as Personal Injury Protection or PIP coverage) typically covers your initial medical expenses, regardless of...
Types of Injuries Caused by Car Accidents
Injuries caused by car accidents vary in severity and impact. These injuries can affect different body parts, from the head and brain to the limbs, and even psychological well-being. Here’s some information on the various types of injuries that occur, as well as their symptoms, treatments, and potential long-term effects. The law firm of Werner, Hoffman, Greig & Garcia has a staff of attorneys committed to delivering positive results to our clients. We’ll do all we can to help you get all the money you deserve if you’ve suffered an injury in a car wreck caused by someone else. Call (800) 320-HELP or contact us online for a free consultation. Head and Brain Injuries Head and brain injuries caused by car accidents can impact cognitive abilities, emotional well-being, and overall quality of life. The following is a look at three significant types of brain injuries and head injuries that can result from car accidents. Traumatic Brain Injury (TBI) One of the most severe injuries caused by car accidents is Traumatic Brain Injury (TBI). This condition occurs when a sudden jolt or impact to the head disrupts normal brain function. The consequences of TBI can range from mild to severe. Mild...
Florida Car Accident Statistics
Florida car accidents cause incredible destruction and tragedy each year. The number of deaths decreased from 2021 to 2022, but thousands of people lost their lives on our state’s roads. Understanding Florida car accident statistics is critical to trying to stay safe. The Florida car accident attorneys with the law firm of Werner, Hoffman, Greig & Garcia can help if you’ve suffered an injury or lost a loved one in a vehicle accident caused by someone else. We’ll work passionately to help you obtain the compensation you deserve for your suffering. Please call (800) 320-HELP or use our online form to schedule a free consultation. Car Accident Statistics in Florida There were about 400,000 Florida car accidents on average between 2018 and 2022. During those five years, an average of 3,391 people died, and 245,541 suffered severe injuries. Florida typically ranks among the states with the highest number of car accident fatalities, but that’s more a function of our population. Texas and California, the other two most populous states, also typically rank high. When comparing death rates per 100,000 population, Florida isn’t quite as high on the list. Our death rate in 2021 was 16, which ranked No. 23. Mississippi’s death...
Steps to Take in an Accident With an Uber or Lyft Driver
Rideshare apps like Uber and Lyft can provide a convenient transportation service. However, unlike taxis and buses, the rideshare industry is very young and is largely unregulated. Rideshare drivers are usually independent contractors who aren’t directly employed by the parent company. If they get into a car accident, who is responsible? If you or a loved one is injured by an accident with an Uber or Lyft driver, you deserve compensation for the physical, mental, and emotional toll you suffer in the aftermath. These steps can help you find the best possible outcome after your rideshare car accident. For additional help, get in touch with the experienced car accident attorneys at Werner, Hoffman, Greig & Garcia. Reach out to us to schedule a free consultation at (800) 320-HELP or contact us online. Rideshare Company Liability Rideshare companies like Uber and Lyft typically provide insurance coverage for their drivers. However, the coverage limits and which policy applies depend on the specific situation. Here's a breakdown of the coverage stages: Driver logged off the app: The driver’s personal insurance coverage applies. Driver logged on to the app but hasn't accepted a ride: Coverage is limited, typically provided by the driver's personal insurance...
What is a Personal Injury Lawyer?
If an accident occurs because of another person’s negligence, it falls under personal injury law. According to the Legal Information Institute, “Personal injuries include every variety of injury to a person’s body, emotions, or reputation.” A personal injury lawyer can be hired to: Determine who is liable for your injuries Investigate the accident and acquire evidence Negotiate with insurance companies on your behalf Take your case to trial if needed If you’ve been injured in an accident because of another person’s wrongdoings or negligence, you may be able to file a personal injury lawsuit to recover your damages. To speak with an experienced attorney, contact us online or by calling (800) 320-HELP. Types of Personal Injury Cases At Werner, Hoffman, Greig & Garcia, we handle a wide variety of personal injury cases. Here are just a few types of cases that fall under personal injury law: Car Accidents Car accidents are one of the most common personal injury cases, often resulting from driver negligence, speeding, or impaired driving. These incidents can lead to a variety of injuries, ranging from minor bruises to severe conditions such as whiplash, fractures, or even traumatic brain injuries. Engaging a skilled personal injury attorney can...
Understanding Right of Way and How it Impacts Car Accident Lawsuits
There are many factors that determine who is at fault for a car accident. One of these factors is right of way, which dictates who should proceed first at intersections, pedestrian crossings, and other traffic scenarios. For example, in Florida, you must yield to traffic already on the road when merging onto a highway. Should you fail to, and a collision occurs as a result, you may be found liable for the accident. Violations of right of way can impact car accident lawsuits in how fault is attributed, and the amount of compensation you or the other driver qualify for. This article offers insight into how right of way can affect your car accident case. If you have been involved in a right of way car accident, our experienced car accident attorneys at Werner, Hoffman, Greig & Garcia can help you deal with insurance or represent you in court if needed. Schedule a free consultation by calling (800) 320-HELP or submitting this online contact form. What is Right of Way? Right of way is a set of rules that determine which vehicle, cyclist, or pedestrian has the priority to proceed in different traffic situations. It is typically governed by traffic...
Beyond the Basics: Lesser-Known Factors That Influence Car Accident Claims
Car accidents can be chaotic and the aftermath of dealing with insurance can be confusing. When dealing with the complexities of car accident claims it is important to be aware of various factors that can influence the final decision. Personal injury lawyers, like our team at WHG, can offer the guidance you need to understand this process. We specialize in helping auto accident victims recover fair compensation. Set up a free consultation with one of our auto accident attorneys by calling 1-800-320-HELP or submitting a contact form today. Unusual Factors That Can Impact Your Car Accident Claim When dealing with car accident claims, certain lesser-known factors can significantly influence the outcome. These factors might not be immediately obvious, but can play a significant role in how a car accident claim is evaluated: 1. Traffic Camera Footage The footage from traffic cameras or dash cams can be a double-edged sword. While it can provide unmistakable evidence of what happened, it can also capture moments that can be intercepted unfavorably, such as distracted driving or speeding. 2. Driver’s Health History If the claimant has pre-existing injuries or conditions, insurance companies might argue that the accident did not cause the injuries. Proper medical...
Breaking Down the Numbers: Statistical Insight into Common Types of Car Accidents
Understanding the statistics behind common types of car accidents can provide valuable insight into their causes and consequences. This can help drivers become more aware of potential risks on the road. Consequently, this can reduce the rate of car accidents. Many common types of car accidents are the result of a negligent driver’s actions. At WHG, our car accident attorneys can help you hold them accountable for your medical bills, lost wages, and other damages. Give us a call at 1-800-320-HELP or submit a contact form today to schedule a free consultation. Here is a statistical look into the most frequent types of car accidents: 1. Rear-End Collisions According to the National Highway Traffic Safety Administration, rear-end collisions are some of the most common types of car accidents, accounting for approximately 29% of all crashes in the United States. These accidents often result from distracted driving, tailgating, or sudden stops. They are also the leading cause of whiplash injuries. 2. Intersection Accidents Accidents at intersections make up 40% of all car crashes in the US. Failure to yield, running red lights, and making improper turns are common causes. These auto accidents are particularly dangerous. Often, intersection accidents result in severe...
Innovative Tech in Car Safety: How AI is Revolutionizing Accident Prevention
As artificial intelligence (AI) becomes further integrated into our daily lives, the automotive industry has been revamping the wheel instead of reinventing it. Major car manufacturers have been using AI to make driving safer, more efficient, and even more enjoyable. Researchers are putting in the work to help car crash prevention by detecting high-risk crash areas, detecting, and improving human behavior behind the wheel, and envisioning vehicles to be better equipped with crash prevention and safety tools. Despite these advancements, car accidents remain a leading cause of emergency room visits across the U.S. If you have been injured in a car accident caused by someone else, the auto accident attorneys of Werner, Hoffman, Greig & Garcia can help you recover compensation. Schedule a free consultation by calling (800) 320-HELP or submitting a contact form online. AI Algorithms Can Help Predict Where Car Accidents Will Happen AI has helped determine the probability of a car crash happening and where auto accidents are most likely to happen in order to prevent accidents. Scientists from MIT and the Qatar Center of Artificial Intelligence created a deep learning model that can predict crash risks. Through feeding the model historical crash data, satellite imagery, GPS,...
Alcohol Consumption Exploded in America During COVID. Here’s Why
The COVID-19 pandemic brought unprecedented changes to daily life, leading to a notable surge in alcohol consumption across America. As lockdowns and social distancing measures were implemented, many individuals turned to alcohol as a coping mechanism for stress, anxiety, and isolation. Research indicates that the sale of alcoholic beverages spiked significantly during this period, with a marked increase in both frequency and volume of consumption. Discussing the safety risks associated with this surge is crucial. The rise in alcohol intake has been linked to an increase in injuries and fatalities, both at home and on the road. The pandemic-induced surge in alcohol use exacerbated the already severe problem of drinking and driving in the U.S., raising concerns about public safety. Addressing these issues is vital for understanding the broader impact of the pandemic on health and safety and for developing strategies to mitigate these risks in the future. The Surge in Alcohol Consumption during Pandemic Data from the National Institute on Alcohol Abuse and Alcoholism (NIAAA) reveals that the per capita consumption of alcohol in the U.S., measured as gallons of ethanol sold, rose by 6.6 percent from 2018 to 2021. By 2021, this equated to an average of approximately...
