Summary
- Workers’ compensation can help injured workers in Miami Gardens keep ahead of financial ruin
- Workers’ compensation can cover medical bills, lost wages, disability, and death benefits
- If your claim is disputed, you may have to undergo a frustrating and time-consuming appeals process
- Working with an experienced Miami Gardens workers’ compensation attorney can help you get the compensation you need to recover
Miami is known for the beaches and the glamor, but just down the road, you can find Miami Gardens, a diverse city with a wide range of economic activity.
If you are injured on the job, medical bills and lost wages can be a real problem. Workers’ compensation can help, but it’s not always easy to access the benefits you deserve.
Workplace Injuries in Miami Gardens
More than 48 thousand people work in Miami Gardens in industries like health care, retail, transportation, and construction. It’s home to several large hospitals and the stadium where the Miami Dolphins play football.
Unfortunately, where there’s work there are work-related injuries.
- Healthcare workers may be at risk for cuts and lacerations–often from needles–as well as repetitive motion injuries, muscle strains, and other common workplace injuries.
- Office workers have a high rate of slip and fall accidents, along with strains, ergonomic injuries like carpal tunnel, and mishaps with office equipment.
- Retail workers often suffer from repetitive motion injuries, broken bones from falls, muscle injuries, and cuts and scrapes.
- Construction workers are at a high risk for falls, being struck by heavy objects, electrocution, and contact with dangerous machinery.
Workers’ Compensation Coverage in Miami Gardens
A workplace injury can have wide-ranging effects beyond the pain and suffering of the injury itself. Medical treatment can be very expensive, and if your injury limits your ability to perform your work duties, you may not be able to earn the paychecks you need.
Workers’ compensation insurance is designed to protect injured workers.
What Does Workers’ Compensation Cover?
Workers’ compensation benefits are guaranteed by law to anyone who gets injured on the job.
Medical expenses required to treat your workplace injuries are completely covered by workers’ compensation insurance at no cost to you, as long as you’re using a doctor approved by the insurance company.
This medical coverage includes:
- Hospital visits
- Surgery
- Medication
- Medical testing
- Physical therapy
- And more
If your injuries prevent you from completing work duties and earning your regular paycheck, you can also receive coverage for lost wages and disability. This will be calculated as a percentage of your paycheck, with a doctor-evaluated disability rating factored in.
In the tragic event that a workplace injury takes your life, your surviving family may receive benefits such as funeral costs, education stipends, or a lump sum.
Why Do I Need a Lawyer For My Miami Gardens Workers’ Compensation Claim?
There’s no legal requirement that you work with a lawyer for your workers’ compensation claim. Theoretically, the claims process is very straightforward:
- Report your injury to your employer
- Seek medical treatment with an approved doctor
- Answer the insurance company’s questions when they contact you
- Receive benefits
Unfortunately, it’s not always that easy. Employers and insurance companies may dispute whether your injury is as serious as you claim, or if it happened on the job at all.
That’s when you should get in touch with an experienced Miami Gardens workers’ compensation lawyer, like the expert team at Werner, Hoffman, Greig & Garcia.
How WHG Can Help
If your claim is disputed, suddenly you’re facing the complicated demands of the appeals process. A legal battle is probably the last thing you want to worry about when you’re recovering from a serious workplace injury.
A workers’ compensation lawyer can help by:
- Assessing your initial claim to see what went wrong
- Gathering evidence to strengthen your claim
- Negotiating with insurance companies for a fair settlement
- Filing the necessary paperwork accurately and within the deadlines
- Representing you in court if necessary
Good legal representation can minimize the pain of an otherwise frustrating process.
Get In Touch With Werner, Hoffman, Greig & Garcia
Getting injured on the job is never fun, and medical bills, lost wages, and legal complications only make things worse. At Werner, Hoffman, Greig & Garcia, we want to help you get through it.
Our empathetic approach puts your experience first, and our skills and experience make sure you get the compensation you deserve.
Reach out to the team at WHG for a free consultation. You can contact us online or call us at (800) 320-HELP.
